Your 2026 tax bill isn't locked yet. On December 31, it is.

Much of what decides your 2026 tax bill has to happen before December 31. Your salary, your last payroll of the year, your retirement plan and your big purchases all lock when the year ends. After that, you're filing, not planning.

Join Mitchell Baldridge, CPA, CFP®, and Evan Baldridge COO of Visor, with Vivian Lugo from Gusto, for a live session built for small business owners and solopreneurs. Mitchell walks through the five year-end questions worth answering now, Vivian takes your payroll questions, and we close with open Q&A.

What you'll leave with

• The Q4 payroll levers. How your last payroll of the year can raise your QBI deduction with the 2/7 salary rule, and catch up quarterly estimates you skipped.
• Where an S-Corp starts paying you back. The profit crossover, and what a consultant with $400K net profit saves by electing: $20,372 a year.
• Your December 31 checklist. Solo 401(k) set-up, equipment placed in service, prepaid expenses, and the clean books that back it all up.